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    Voting opposition 'may cost you dearly': DPM Teo

    DPM Teo said that the PAP is the “real insurance policy” that Singaporeans should buy. (AFP Photo).DPM Teo said that the PAP is the "real insurance policy" that Singaporeans should buy. (AFP Photo).

    Deputy Prime Minister Teo Chee Hean said Singaporeans may end up paying "quite a high premium" if they vote for the opposition, and should instead continue to support the ruling party.

    Mr Teo was speaking during the unveiling of the party's sixth batch of candidates on Thursday afternoon. In his speech, he also said that voters may find that when they try to cash in the policy, the opposition "can't deliver".

    "By the opposition's own admission, if you ask them, are you ready to form a government…they say, no, no, we're not ready.

    "So what they're actually asking you to do is to pay a very high premium for a so-called insurance, which…they can't deliver," said Mr Teo, who is also the Minister for Defence.

    On the other hand, the ruling People's Action Party (PAP), he said, is the "real insurance policy" that Singaporeans should buy to continue having a good, strong government, reported The Straits Times.

    The insurance argument was first brought up by the Workers' Party when it called on the electorate to ensure that the opposition would have a strong enough presence in parliament to provide a safeguard for the public in case the PAP falters.

    At a forum at the National University of Singapore on Tuesday, Prime Minister Lee Hsien Loong had countered this argument, saying that the way to protect Singapore's future was to give unwavering support to PAP's team of candidates, rather than to weaken that support by favouring the opposition "in the hope of buying insurance".

    Minister Teo supported PM Lee's point and called on voters to support the ruling party's candidates. Although the new faces may not be fully experienced today, they will learn the ropes and be "in a good position to take the country forward into the next decades", he said.

    Regarding the argument of the Workers' Party, he cited the example of Belgium, which has been unable to form a government since its last general election in June last year.

    "Now, it's not for lack of political parties. They have many political parties. Using the opposition terminology, many insurance policies. But the insurance policies don't work. So they haven't been able to form a government," he said.

    The minister also said that he welcomed the scrutiny of the new candidates and hoped that there would be equal scrutiny of opposition candidates. At the same time, critics, he said, should be upfront and not hide behind cloaks of anonymity.

    "Criticism which is based on untruth and particularly by anonymous people is not good for our system and can be destructive," he said.

    Responding to statements by some opposition candidates who said that they would become full-time MPs if they were voted in, Mr Teo said being full-time was no guarantee that they would be able to run town councils well.

    What was more important, he said, was the ability of the MP to bring in a good team of people to run the town council.

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    797 comments

    • Common People  •  1 year 1 month ago
      Real Event

      I stayed in Pasir Ris and DPM Teo is the MP (note - I said the MP and not my MP as I did not vote for him!)

      Every year during the month of the Hungrey Ghost, Pasir Ris residents who celebrate the event (called a Zhong Yuan Hui) would invite their MP as VIP for the dinner. DPM Teo and his kakia will really comes like big shot! A VIP table was reserved for him and his men. He would comes like super star, the emcee would announce his arrival and everyone would have to stand and clap. He would comes and wave and smile his million dollars smile. He and his gang would then settle down have their dinner and then after a while, he would left. Throughout, nobody when to shake hand with him or talk to him.

      He never paid for the dinner. He never donate anything to help raise fund for the Hungry Ghost Festival. He never lent any support to the emcee to raise fund for the Hungrey Ghost.

      I got fed up and asked the chairman of the Zhong Yuan Hui on why we spending the people's money to invite this big shot but they are not doing anything to help the committee? He told me that he had asked them for some donation but was told that DPM Teo cannot do it as if he support one Zhong Yuan Hui, he will have to support all!!!

      This goes on for a few more years and all members got fed up and said enough is enough and he was never invited again!

      Over at Hougang where my parents still live, similar Zhong Yuan Hui would organise similar dinner during the Hungry Ghost Month. Ofcourse everyone knows the MP there is none other than Mr Low of WP.

      He would also be invited for the dinner but he would only always comes with 1 or 2 of his party members. There is never a need to reserve a VIP table for him. He would comes and mingle with the people, sits down with the people and have dinner together. And every year, without fail, he will donate a gold bracelet or gold chain to the Zhong Yuan Hui to raise funds during the auction. His donations would always attracts very high bids as everyone wanted to show that we supported him and appreciate his donation.

      When he was there, many people go and shake hand with him, toast beer with him (I once took one glass of beer to him and ask him to bottom up and he did without any hesitation!!). There was never any air in him and you can see all the residents of Hougang loves him.

      When he comes, everyone would be standing up and clapping and cheering for him without needs to be urged by the emcee. When he left, everyone would stand and cheer for him also. It was spontaneous and it shows how much respect he had earned from the people of Hougang.

      Enough said, the contrast between these 2 MPs speaks for itself.

      Unfortunately WP is not coming to Pasir Ris this coming GE. But whichever other OPP comes, they can count on 3 votes from my family!
      • William 1 year 1 month ago
        Because its Hungry Ghost Festival, so all hungry ghosts will come lor....
      • MAMA MIA 1 year 1 month ago
        I have seen how Mr. Low mingled with the residents before. Simply impressive and heartwarming.

        PAP MPs ought to be ashamed of themselves.
      • Cycle 1 year 1 month ago
        Heartwarming
    • Tiandihui Fqfm  •  1 year 1 month ago
      pap the "real insurance policy" ? pui... AIG in disguise.... just suck $ and collapse at the expense of the citizens. Lokk at temasek holdings, i seriously don't understand why the F#@K is ho ching still the CEO after losing billions and billions. The whole policy of pap is just like AIG!

      Singaporeans, better vote pap out before the the repeat of AIG. just that this time its a political party and the consequenses gonna be a lot worse. Pls go away pap, you make me sick, you make Singaporeans sick. You make us very very sick. pui...

      OPP is the real insurance we have now. All singaporeans pls vote wisely. look at all the things pap had done, do they still deserve to be the government? The whole gorvenment is just like a communist gorvenment. WHERE IS DEMOCRACY? WE WANT DEMOCRACY
      • Big n Friendly 1 year 1 month ago
        Ya| U r rty , dat y d Ang Moh CEO not so STUPID to be a Scapegoat n resign striaght aways
      • Derek Duke 1 year 1 month ago
        They are actually doing daylight robbery to ordinary singaporeans for the last 50 years
      • pigeon 1 year 1 month ago
        Do you know about her reward or salary from the holding as Ceo??
    • seownang  •  1 year 1 month ago
      PAP Ministers so expensive still got the cheek to say Opposition costly. DPM you take 90% pay cut whole Singapore vote for you. Want?? Since your salary already more than S$1M, 90% pay cut you still get more than S$100,000. Like that will your family starve or have no house to live in? Common Singaporeans earn less than that you know?
      • Sim 1 year 1 month ago
        actually, even if 90% paycut also need to be able to justify their pay,
        so far i only see them working hard in making our lifes hard, i think i only need 50k per year to do that.
      • William 1 year 1 month ago
        Even the President got 26% annual pay increment. My annual increment only 2-3%.
      • Sing 1 year 1 month ago
        @william
        you are lucky to get 2~3 % /year ....mine , if lucky , 1~2 % only nia .
    • JJ  •  1 year 1 month ago
      The purpose of an opposition PRESENCE is not solely to run town councils. If you need people to run town councils, it's simple. Just get facility managers instead.

      Oppositions are in Parliament to debate about the policies to be rolled out. They are there to represent the diverse views of the populace.
      • AT 1 year 1 month ago
        If MPs dont run town council, who resolve issues for the people staying in the area? Doesnt matter PAP or opposition, this rule applies equally right?.

        Opposition does not necessarily represent diverse views. They present their views based on their party ideolo---- and their sensing of the ground.
      • genevievek 1 year 1 month ago
        the purpose of an opposition presence is to create the ILLUSION that singapore is indeed democratic and to fulfill the pledge we recite:)
      • a poor man in a rich coun ... 1 year 1 month ago
        Well said JJ
    • Redeemed  •  1 year 1 month ago
      Since when is competition costly? PAP has always supported competition, eg in media(starhub and singtel), transport(sbs, translink,smrt, etc), food(carrefore, ntuc, giant, cold storage etc), and so on.
      I think without opposition, you get durai (didn't someone from PAP said Durai was good and deserved his pay scale?). Didnt you mess up the the education system? Didn't someone messed up the budget for YOG? Didnt someone messed up a known terrorist by allowing him to escape? Didnt someone think graduate parents have smarter kids? Didnt someone failed to plan for ageing people with the lack of hospital facilities and lack of transport? Didnt someone refused to listen to the top brains from our university to point out that 6 to 8 million population is not sustainable in singapore but that someone chose to listen to an american advisor that it WAS sustainable using NY as an example..my goodness doesnt this person realise that people form NY can just drive out of the city during the weekends and they will still be in American whereas singapore people cant get away??? Didnt someone realise the top classes in our schools are dominated by foreigners and the poor singapore kids feel stupid as compared to them..i overheard a teacher telling a top singapore student that if he were to choose triple science class he will feel alienated. Didnt you all fail to reel inflation? Messed up suchou park?
      Just look at our table tennis players, the singapore girl never had a chance to play as it was dominated by foreign talent.
      Maybe you are right ..the insurance will cost us dearly but like they say, having a back up plan is better than no plan at all..
      • Taxi 1 year 1 month ago
        Who the hell cares for winning medals in sports with foreign players. I don't feel an ounce of national pride for borrowed talent. I feel better even if we lose with our own talentso long as our own sports men & women did their best. I have more sentiment and pride and I coul'nt care diddly squat about winning on contracted talent
      • Leo 1 year 1 month ago
        i agree with apensc ...
      • Derek Duke 1 year 1 month ago
        WELL SAID REDEEM > TWO THUMBS UP !!!
    • Criticise  •  1 year 1 month ago
      Please la, Mr Teo, we taxpayers are already so much money to maintain you and your fellow MIW ministers' upkeep and the premium we're paying is way overly excessive considering the type of value and satisfaction we 'policy holders' derive from you. So my advice is that, if you cannot even say for certain that the newbies you MIWs push out to run as candidates can give us better insurance value, you better not make such sweeping statement that only makes you and your MIW kakis a bunch of jokes in front of us all. Don't you have any sense of humility? The fact that we Singaporean citizens are paying so much money for your salaries only to hear you make such ill-considered remarks reinforce the public doubts over your abilities to run this country and the type of salaries you justified for yourselves.

      The opposition candidates are as untested as your MIW new candidates, so what makes you, Mr Teo, so certain that we can derive insurance from your new chaps while paying less premium, which is already a joke considering we're now already so excessively high a premium that doesn't justify the value we have been getting in return? For now, I feel that the insurance policy I'm holding with the lightning logo branded on it is deriving me more and more insecurity about my and my offsprings' future, so I'm more than willing, like any policy holders of life or financial insurances, to make a switch. Who knows, those alternative policies can return me the type of security i yearn for and even gives me greater value for money?
    • RK  •  1 year 1 month ago
      "real insurance policy"??? This policy has squeezed the freakin blood and crap out of me and my fellow Singaporeans, even during the financial crisis.

      Mr Ministers, have you seen the show "Under Cover Boss"? Try living on a salary of $2K, stay in a HDB flat, have 2 school going children, take the MRT/Bus to work (That is assuming if you have a job to go to) then you tell us. You get one wedding invitation you Sian already ah I tell you.

      And the way schools are run this days, its like a company. Performance of school is measured on how many "A" and how many passes the school got. So what happens? Within the first 6 months of PRIMARY ONE I got called up by the school, Errr Mr your daughter a bit slow ah, we recommend you get tuition for her. So what happens? Spend MORE $ on tuition.

      And the whole lot of you A Team are scratching your head wondering why the birth rate so low? Knock on the door of Mr and Mrs Lim, Tan, Ong and ask them what living is like for them. Bring more children into this world to suffer? We suffer is one thing, I definitely do not what to bring more children into this world to suffer under your TOP FORM A-Team.

      Ask for help? I did, "yeah yeah ok I appeal for you" One week later I get the reply "We regret to inform you....."

      My parting words in a quivering voice almost in tears to the MP before I left was Miss Minister, the next time in parliament please tell everyone present there "Your people are suffering"

      So try being a "Under Cover Boss" believe me it'll show you where all the problems are, no need to look at all your stupid reports and no need to listen to all your stupid boot lickers who only knows "YES, everythings fine!!!"

      You only need to listen to Mr and Mrs Lim, Tan and Ong and take them seriously.
    • Jojo  •  1 year 1 month ago
      Another clown has voice his thoughts.
      I see more pros then cons with more oppositions in the Parliament and it might help us cut some cost too!

      If there's any plan to up the ministerial pay or GST or ERP gantries or ERP charges or Night Parking charges, at least there will will enough oppositions to stop the nonsense.
      1 good example will be the recent increase in the President's pay to 4.2 million annual. Only PAP's Yes Man MPs to say ok. Poor Singaporeans can only watch and make 'noise' while the Government simply went on with their own ways.
    • Christopher King  •  1 year 1 month ago
      No thanks. After paying high premiums,

      i guess these things will happen within the Next 5 Years !

      1) Retirement Age will be adjusted to 80 Years Old !
      2) CPF withdrawal age delay to 70 Years Old !
      3) 5 Room HDB flat Now cost $1.5 million !
      4) Pinoys replace your jobs !

      Vote PAP ?? Think Wisely !! Or we suffer and also children suffer !
    • Just Another Day  •  1 year 1 month ago
      Sounds like he's threatening the citizens. What arrogance!
    • Lilian  •  1 year 1 month ago
      I used to have great admiration of the PAP during LKY's time. But now, I have lost faith in them as I feel that a true blue Singaporean like me and my husband are not being protected and taken care of at all. 3 years ago, my husband and I faced a lot of obstacles just trying to buy a decent HDB flat to start a family. We lost our CPF investment heavily during the financial crisis but we could still afford to buy a flat if HDB could give us the usual 80% loan. However, HDB rejected my application saying that I was not eligible for an HDB loan because I had sold an EC (at a huge loss) due to a divorce. We couldn't afford a bank loan back then because besides the high COV we had to pay to get a resale flat, we had to come up with another 5% cash if we were to get a bank loan. We couldn't apply for new flats either because we were both not first timer and we would have to pay a hefty levy. So we were stuck, really stuck. I went to see my MP for help but to no avail. I then went to DMP for help as I was really desperate. But after hours of waiting, all I got was a cold response from him saying that he could try but no guarantee. My heart sank. As expected, my appeal was again rejected but HDB said this time they were willing to give me a 60% loan at non-concessionary rate. My husband and I had lost most part of our CPF monies so we only had enough to pay for the 20%. Thus the 60% loan was definitely not enough to tie us through. Without help and choice, we stayed with my family in a small room only big enough to fit a single-sized bed. We lived like that for 3 years and our baby plans were delayed due to this. Recently, we finally bought a resale flat WITH OUR OWN MEANS through bank loan but I am once again disappointed by the policies of HDB and the ruling party. The ex-owners of my flat who was a PR and now a newly converted citizen revealed that he and his family is given a fresh chance to buy another HDB flat with HDB loan at a subsidized rate now that they've citizens. How unfair is this??? My husband and I are born and bred here in Singapore and my husband serves the NS all these years but we didn't get a 2nd chance or any help when we needed most. And yet the PRs and new citizens who haven't lived here long enough or contributed much get such good deals!!! Now my husband and I are utterly disappointed in the ruling party and I think the PRs and new citizens are treated better here than true blue Singaporeans.
    • Nicole  •  1 year 1 month ago
      I don't get it, what is he talking about?
      So he want to say that PAP and their chosen new and young people will be the only ones who can learn the ropes and lead the citizens?
      What? Oppositions are made up of retarded people with no ability to learn the ropes and lead us?
      What kind of rubbish is that?
      Such a subtle way of attacking the opposition, and it fall flat, SIR.
    • Yuki  •  1 year 1 month ago
      You can tell that PAP knows that their grave have been dug early (no thanks to someone). They seem desperate to me, launching attacks against the opposition in hopes of swaying votes.

      Sure I like insurance. But why would I buy insurance from someone if:
      1) They have no intentions of listening to the common folk

      2) Can't even provide a united front and be united in views.

      3) Field inexperienced candidates when opposition has so much more to offer in terms of work and life experience. I sincerely do NOT want education / living / medical costs to rise just because a certain 27 year old youngling who hails from a wealthy family says " but i think the costs are low!"

      Okay, you say given time, even these fledging MP wannabes will be good right? So why not give the opposition a chance too? How would you know they will be for the good or bad of this country without even trying? You're already breaking eggs before the chicks have hatched.

      I want to believe you REALLY want to do the best for this country but with every article I read about the "views" of your party, I am getting disillusioned. Everything I've read so far have been either an outright insult to the intelligence and dignity of Singaporeans or arguments that make me go "huh?" at the end.

      This GE is a farce. There can be no fairness in an election where the RP makes veiled threats about what will happen if you vote the opposition all the time.
    • gila babi  •  1 year 1 month ago
      good "A" Team? look at PM's wife Ho whom alone lost over S$45++ billion dollars in investments and asked Mr Goodwill to stand in as scape goat! So what u have a "A" team but u have a stupid wife would could not do investments wisely and end up loosing tax-payers hard-earned money! If the billions were given to help the poor, we won't see so many people picking cardboards as a living!
    • Rude Rider  •  1 year 1 month ago
      Sir, with respect to all, i think it's better not to say another bad remarks about the opposition party. Because now it seems that We, the netizens have decided who we should vote for. And your speech are only making a bad reputation to your party. So we'll just wait for the elections because anything you say now won't change our votes.
      Peace~~
    • CK  •  1 year 1 month ago
      Quote example, the ERP started on grounds to ease the morning peak hours to city, now just see, time extended to night time and worst still, even coming out also pay. COE can control car population and because of money, released too many resulted traffic jam (again their excuse to extend the hours of ERP) Say what they like and do what they want. please where are all the money from the sales of two gaming sites and taxes goes to. The SM and MM posts created for our two well known persons should be saved up to help the poor instead. MM has money four generations cannot finish and SM has a wife who disclosed millions as peanut, they should give others a chance
    • BacktoBasic  •  1 year 1 month ago
      Just to show some simple Math : A S$3,000,000/= per year income can be translated to 190+ job position for the Singaporean with Basic pay of S$1300/= a month. We don't need too many A S$3,000,000/= SMM, MM, PM ...etc to government this small little island. The others salaries can will be given as jobs to the young Singaporean to make them more skillful, more talented, work from ground-up and be able to appreciate the life situation of the citizen in this current environment. I've completed my JC's education. Starting with a S$65/= salary a months. Working ground up for 30+ years and serving my country thru others means and ways. Singaporean have been paying insurance premium big time to PAP for more than 4 decades, we believe we should get good protections..but we don't. It made us want to sign-up for an alternative policy. Blame PAP for not running the insurance Co well delivering the initiate promises made to the policy holders. We votter has the "RIGHT" to choose the RIGHT packages which suite their life-style. Not one-size fit all.

      Vote Wisel y -Singaporean.
    • A Yahoo! User  •  1 year 1 month ago
      I think is wiser for PAP to stop threatening citizen...the way they talk now as if we don’t vote them, we will sure suffer and the will take revenge on us...I always vote PAP but the more they crap they talk, the more I’m switching camp....None of these PAPs are like LKY....not even 5% close..so sad...
    • Wake Up  •  1 year 1 month ago
      What good A Team insurance cover is this???
      See : Millions $$$ lost during the financial crisis run by PAP Town Councils. Our 2 Opposition run Town Councils are doing very well.
      Using govt. fund to champion the PAP carrots during election period by offering growth dividend, job fare and HDB upgrading. All Singaporean, do you agree that the distribution of fund should be to every Singaporean and not to consituenancies that vote blindly for the PAP.
      D'ont you think this is unfair and illegal tactics used by PAP to threaten Singaporean.
      Too much foreign workers who come here and rob of our jobs and creating high cost of living.
      Due to supply and demand HDB flats prices shot up and we have to Pay And Pay until we lie flat. Congestion in MRT and worst still unpleasant bad smell in the train.
      Mind you, by tempting us with election goodies, they will after election recover this back by imposting new taxes, increase in transport fares, increase in utilities charges, increase in essential food prices. The inflation and most food prices has gone up by 200% but never come down. We have wage freeze, but. ministers are getting 25% increase in wages..

      Senior citizens are the worst victims, there were rob of 43.8% of the transport fare discount.
      Before distant-based fare increase, senior maximum fare is 0.73 cents, now their max fare is $1.05. These senior citizens have no income and yet they are penalised heavily.

      So, Singaporean brothers and sisters, vote wisely , vote for better check and balances, vote more Opposition MPs in.
    • chan  •  1 year 1 month ago
      OPP cant make up the goverment cause no experience..... PAP your newbies are also no experiences.... what assurance.........?????/ lky STILL IN OFFICE GETTING SALARY.... why..... to talk alot of thing which is close to nothing.... Bangla also can do this..... how perthatic.....

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