7 Valentine’s Credit Card Promos for Couples This February 2021

Ricky Publico
·6-min read
Valentine's Promo in the Philippines | Moneymax
Valentine's Promo in the Philippines | Moneymax

Celebrating Valentine’s Day, for some, may mean getting thinner wallets. But you don’t have to break the bank if you’re wise about spending on this special day. For instance, if you own a credit card, you may get discounts and other Valentine’s promo offers at your provider’s partner merchants.

Still looking for ideas on how to celebrate Valentine’s Day this year? Wondering where you can score a sulit Valentine’s promo? Check out this list, and you might find what you’re looking for.

Valentine’s Promo Offers on Dining

Melo’s Steakhouse – 50% Off on 2nd Main Course

valentine's promo - melo's steakhouse
valentine's promo - melo's steakhouse

Eligible Cards: RCBC Bankard Visa Infinite and Visa Platinum
Promo Period: Until March 31, 2021

What’s better than one main course for your Valentine’s date? Two main courses! And when you use your RCBC Bankard Visa Infinite or Visa Platinum card, you can get 50% off on your second main course at Melo’s Steakhouse. Who says you can’t pig out on February 14?

Promo mechanics[1]

The Beer Factory – 30% Off on Total Bill

valentine's promo - the beer factory
valentine's promo - the beer factory

Eligible Cards: All Citibank credit cards
Promo Period: Until May 30, 2021

If you’re looking for a good Valentine’s promo that won’t expire after February, this Citibank deal should do the trick. Just head to The Beer Factory and use your Citi credit card to get 30% off your total food bill with no minimum spend required.

Read more: Romantic Gift Ideas for Valentine’s Day Below P500

Crystal Dragon – 25% Off on Total Bill

valentine's promo - crystal dragon
valentine's promo - crystal dragon

Eligible Cards: All UnionBank credit cards
Promo Period: Until March 31, 2021

Looking to spice up your Valentine’s date a little? Then head down to Crystal Dragon and bring your UnionBank credit card. For a minimum single receipt of PHP 3,000, you’ll get 25% off your total food bill. You can even avail of this promo if you order via take-out.

Promo mechanic[2]

California Pizza Kitchen – 20% Off on Your Birthday Month

valentine's promo - california pizza kitchen
valentine's promo - california pizza kitchen

Eligible Cards: All EastWest credit cards
Promo Period: Until June 30, 2021

But what if you or your special someone is celebrating both Valentine’s day and a birthday on February? Then this Valentine’s promo is perfect for you. Head down to California Pizza Kitchen and use your EastWest credit card to get 20% off your total bill. Don’t forget your valid ID as well.

Promo mechanics[3]

Boozy PH – PHP 300 Off on Total Bill

valentine's promo - boozy ph
valentine's promo - boozy ph

Eligible Cards: All Security Bank credit cards
Promo Period: Until April 30, 2021

But what’s a Valentine celebration without some spirits? If you’re not planning to go out, fire up this Valentine’s promo and still have a good time. Shop at Boozy’s online store and get PHP 300 off for a minimum order of PHP 2,000. Just use the promo code SBCBOOZY300 upon checkout.

Promo mechanics[4]

Read more: Affordable Valentine’s Day Activities to Celebrate the Love Month

Valentine’s Promo Offers on Flower Shops

FlowerStore PH – 15% Off on Bouquets

valentine's promo - flowerstore.ph
valentine's promo - flowerstore.ph

Eligible Cards: All UnionBank credit cards
Promo Period: January 11 to December 31, 2020

Order a bouquet from FlowerStore PH using your UnionBank credit card to save up to 20% off. UnionBank cardholders within Metro Manila get a 15% discount with no minimum spend required. Just use promo code UBFS15 upon checkout.

Promo mechanics[5]

Flower Chimp – 18% Off on Bouquets

valentine's promo - flower chimp
valentine's promo - flower chimp

Eligible cards: All RCBC Bankard credit cards
Promo period: January 26 to February 15, 2021

Buy fresh blooms online at Flower Chimp with your RCBC credit card to enjoy 18% off the price. Use the promo code RCBCVD21 upon checkout to avail of the discount. This Valentine’s promo doesn’t have a minimum spend requirement.

Promo mechanics[6]

Read more: 9 Fun and Exciting Valentine’s Day Activities for Singles

Best Credit Cards to Bring on Valentine Dates

It’s one thing to find the right Valentine’s promo, but if you won’t be able to enjoy it if you don’t have the right credit card. So here’s a quick list of great credit cards to bring for your next Valentine’s date.

Citi Rewards Card

Who says you can’t enjoy your Valentine’s date and get a reward at the same time? Use your Citi Rewards Card and get 3x rewards points when you shop for gifts and dine out with your special someone.

🎁 Rewards Rate:

  • 1 point per PHP 30 spend

  • 3x rewards points on shopping and dining

✅ Features and fees:

  • Annual fee: PHP 2,500

  • Interest rate: 2%

  • Minimum monthly income requirement: PHP 15,000

HSBC Gold Visa Cash Back

valentine's promo - hsbc gold visa
valentine's promo - hsbc gold visa

Even if you can’t find the right Valentine’s promo, you can still score great discounts with an HSBC Gold Visa Cash Back. You’ll get a 5% rebate on dining spend and a 0.5% rebate on everything else.

💰 Cashback rate:

  • Dining: 5%

  • Fuel: Up to 6%

  • Department store: 1%

  • Overseas: 1%

  • Others: 0.5%

✅ Features and fees:

  • Annual fee: PHP 2,500

  • Interest rate: 2%

  • Minimum monthly income requirement: PHP 16,667

Metrobank Femme Signature Visa

You can always go for a credit card loaded with rewards. Take the Metrobank Femme Signature Visa for instance, which gives you 3x points on hotel accommodations and other Valentine related spend.

🎁 Rewards Rate:

  • 1 point per PHP 20 spend

  • 3x rewards points on hotel accommodations, salons, spas, and overseas spend

✅ Features and fees:

  • Annual fee: PHP 2,000

  • Interest rate: 2%

  • Minimum monthly income requirement: PHP 58,333.33

Security Bank Complete Cashback Mastercard

valentine's promo - security bank complete cashback
valentine's promo - security bank complete cashback

While dining out is great, nothing’s sexier than having a romantic date at home with all the savings in the world. This card gets you a 5% rebate on groceries and 2% rebate on dining to cover all the bases.

💰 Cashback rate:

  • Groceries: 5%

  • Fuel: 4%

  • Utilities: 3%

  • Dining: 2%

  • Shopping: 1%

✅ Features and fees:

  • Annual fee: PHP 3,500 (free for the first year)

  • Interest rate: 2%

  • Minimum monthly income requirement: PHP 30,000

Final Thoughts

Whether you’re spending it solo or with a partner, you can grab Valentine’s promo offers with your credit card. So why not take advantage of them? Have yourself a fun Valentine’s with all your loved ones!

Enjoy no annual fees forever!
Enjoy no annual fees forever!

Sources:

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