Best DBS/POSB Credit Cards In Singapore (2021)

SingSaver team
·11-min read

Regardless of whether you want to earn cashback, miles or rewards points in general, the largest local bank in Singapore has you covered. Here are the DBS/POSB credit cards worth your consideration.

Did you know that no matter which DBS/POSB credit card you end up going for, there are plenty of nice perks you can enjoy as a DBS/POSB credit cardmember? From deals and promotions to earning tangible rewards, the sky’s the limit. 

Not to forget, you can also earn higher interest rates of up to 3.00% p.a. with the DBS Multiplier Account as you credit your income/ dividends, spend on your DBS/POSB credit card, finance your DBS home loan, purchase insurance policies and invest.

Interested in getting a DBS/POSB credit card but aren’t sure which one is right for you? Read on and click ahead — we’ve rounded up the best DBS/POSB credit cards for your easy reference.

  • Best for cashback  

  • Best for miles 

  • Best for DBS Points 

  • Best for Gen-Zs and millennials

  • Best for online shopping

  • Best all-round credit card

Best DBS/POSB Credit Cards In Singapore

Best for 

Credit card 

Key benefits

Cashback

DBS Live Fresh

POSB Everyday Card

– 5% cashback on online and Visa contactless spend
– Up to 8% cashback on dining

Miles

DBS Altitude

– 2X complimentary airport lounge passes
– 1.2 mpd local spend
– 2 mpd foreign currency spend
– 3 mpd online flight & hotel transactions, capped at $5000 per month
– Up to 10 mpd on Agoda, Expedia and Kaligo
– Membership renewal bonus of 10,000 miles

DBS Points

DBS Woman’s World Card

DBS Woman’s Card

– 2X DBS points per dollar on local online spend

– 1X DBS Points per dollar on local online spend

Gen-Zs and millennials

DBS Live Fresh

DBS Woman’s Card

– 5% cashback on online and Visa contactless spend
– 1X DBS Points per dollar on local online spend

Online shopping

DBS Live Fresh

DBS Woman’s World Card

DBS Woman’s Card

– 5% cashback on online and Visa contactless spend
– 2X DBS points per dollar on local online spend

– 1X DBS Points per dollar on local online spend

All-round credit card

POSB Everyday Card

– Up to 8% cash rebate on dining
– 5% cash rebate at Sheng Siong
– 3% cash rebate at Watsons
– 1% cash rebate on recurring electricity bills
– 1% cash rebate on recurring StarHub bills
– Up to 20.1% fuel savings at SPC

Best for cashback

Cashback credit cards are some of the most straightforward types of rewards credit cards out there. DBS Live Fresh could be the card for you if you primarily spend online or in-store via contactless payment, and are comfortable with spending at least $600 a month. On the other hand, POSB Everyday Card is a great option if you have a family to support since it rewards you on a variety of expenses from dining, online shopping and personal care to groceries, fuel, electricity and StarHub bills.

 

DBS Live Fresh

POSB Everyday Card

Key Benefits

5% cashback on online and Visa contactless spend, including SimplyGo rides

0.3% cashback for all other spend

Up to 8% cashback on dining

3% cash rebate on online shopping on Lazada, Qoo10, Shopee and Amazon.sg

5% cashback at Sheng Siong

3% cashback at Watsons

Up to 20.1% fuel savings at SPC with no min. spend

1% cashback on electricity and recurring StarHub bills

0.3% cashback on all other transactions

Cons 

Min. spend $600 monthly required to earn 5% cashback, otherwise you’ll earn 0.3% 

$60 cashback cap per calendar month – split into $20 on eligible online spend, $20 on eligible Visa contactless spend and $20 on all other spend

Min. spend $800 required to earn up to 8% on dining. Cashback capped at $15 per calendar month. Valid till 31 January 2021

Min. spend $800 required to earn 3% cashback on online shopping on Lazada, Qoo10, Shopee and Amazon.sg. Cashback capped at $15 per calendar month. Valid till 31 January 2021 

Sheng Siong cashback capped at $40 per calendar month 

Cashback on Sembcorp Power, SP Group, Best Electricity, Ohm Energy and Tuas Power recurring electricity bills and StarHub recurring bills is capped at $1 per calendar month 

 

DBS Altitude Visa

DBS Altitude American Express

Key Benefits

1.2 mpd local spend

2 mpd foreign currency spend

3 mpd online flight & hotel transactions, capped at $5,000 per month

Up to 10 mpd on Agoda, Expedia and Kaligo

Annual card renewal 10,000 mile bonus when you pay the annual fee 

Up to $1 million travel accident insurance coverage when you charge your full travel fare to this card

1.2 mpd local spend

2 mpd foreign currency spend

3 mpd online flight & hotel transactions, capped at $5,000 per month

Up to 10 mpd on Agoda, Expedia and Kaligo

Annual card renewal 10,000 mile bonus when you pay the annual fee 

Up to $1 million travel accident insurance coverage when you charge your full travel fare to this card

Extra perks

2 free Priority Pass lounge visits within each 12-month period of your membership

1.2 mpd on your bus/MRT rides. Min. spend of $1.67 on bus/train rides is required to qualify for 1 DBS Point

Visa Digital Concierge

Golf Club Privileges

Visa Airport Transfer Service discount

Attractive travel offers when you visit Japan

Up to 50% savings on dining, shopping, accommodation and more with Live The World 

10% savings on outlet price and services at The Bicester Village Shopping Collection in Europe 

Complimentary Silver Membership at Shinsegae Duty Free and Hyundai Department Store, South Korea 

Cons 

Miles are awarded in the form of DBS points which are awarded for every $5 spent

Each conversion of DBS points to miles will be subjected to an administrative fee of $25 (exclusive of GST)

Miles are awarded in the form of DBS points which are awarded for every $5 spent

Each conversion of DBS points to miles will be subjected to an administrative fee of $25 (exclusive of GST)

American Express is less widely accepted compared to Visa 

 

DBS Woman’s World Card

DBS Woman’s Card 

Key Benefits

2X DBS points per dollar on local online spend

0.6 DBS points per dollar on foreign currency spend

0.2 DBS points per dollar of local spend on other purchases

No min. monthly spend required

1X DBS Points per dollar on local online spend

0.2 DBS points per dollar of local spend on other purchases

No min. monthly spend required

Cons

2X DBS points per dollar on online spend are only applicable for the first $2,000 online spend per calendar month

High annual income requirement of $80,000

DBS points are only awarded for every $5 spent

1X DBS points per dollar on online spend are only applicable for the first $1,000 online spend per calendar month

DBS points are only awarded for every $5 spent

 

DBS Live Fresh

DBS Woman’s Card

Key Benefits

5% cashback on online and Visa contactless spend, including SimplyGo rides

0.3% cashback for all other spend

1X DBS Points per dollar on local online spend

0.2 DBS points per dollar of local spend on other purchases

No min. monthly spend required

Cons 

Min. spend $600 monthly required to earn 5% cashback, otherwise you’ll earn 0.3% 

$60 cashback cap per calendar month – split into $20 on eligible online spend, $20 on eligible Visa contactless spend and $20 on all other spend

1X DBS points per dollar on online spend are only applicable for the first $1,000 online spend per calendar month

DBS points are only awarded for every $5 spent

 

DBS Woman’s World Card

DBS Woman’s Card

DBS Live Fresh

Key Benefits

2X DBS points per dollar on local online spend

0.6 DBS points per dollar on foreign currency spend

0.2 DBS points per dollar of local spend on other purchases

No min. monthly spend required

Complimentary e-commerce protection for online purchases

1X DBS Points per dollar on local online spend

0.2 DBS points per dollar of local spend on other purchases

No min. monthly spend required

Complimentary e-commerce protection for online purchases

5% cashback on online and Visa contactless spend, including SimplyGo rides

0.3% cashback for all other spend

Cons

2X DBS points per dollar on online spend are only applicable for the first $2,000 online spend per calendar month

High annual income requirement of $80,000

DBS points are only awarded for every $5 spent

1X DBS points per dollar on online spend are only applicable for the first $1,000 online spend per calendar month

DBS points are only awarded for every $5 spent

Min. spend $600 monthly required to earn 5% cashback, otherwise you’ll earn 0.3% 

$60 cashback cap per calendar month – split into $20 on eligible online spend, $20 on eligible Visa contactless spend and $20 on all other spend

Key benefits of POSB Everyday Card

Pros

Cons

Up to 8% cash rebate on dining

8% cashback on online food delivery transactions on foodpanda and Deliveroo only

3% cashback on all other dining spend (online and offline) under MCC 5811, 5812 and 5813 only 

Min. $800 monthly spend required 

Dining rebate cap – $15 per calendar month

Valid until 31 January 2021

3% cash rebate on online shopping

Only available for online shopping on Lazada, Qoo10, Shopee and Amazon.sg

Min. $800 monthly spend required 

Rebate cap – $15 per calendar month

Valid until 31 January 2021 

5% cash rebate at Sheng Siong

No min. spend required

Rebate cap – $40 per calendar month 

3% cash rebate at Watsons

Available online and in-store 

No min. spend required

NIL

1% cash rebate on recurring electricity bills

Includes Geneco, Union Power, Sembcorp Power, SP Group, Best Electricity, Ohm Energy and Tuas Power 

No min. spend required

Cash rebate on Sembcorp Power, SP Group, Best Electricity, Ohm Energy and Tuas Power recurring electricity bills is capped at $1 per calendar month 

1% cash rebate on recurring StarHub bills 

No min. spend required

Cash rebate is capped at $1 per calendar month 

Up to 20.1% fuel savings at SPC

No min. spend required

20.1% savings stem from discounts from SPC&U Card and DBS/POSB Card, as well as cash rebates from POSB Everyday Card 

Valid until 31 January 2021 

 

DBS Live Fresh

POSB Everyday Card

Key Benefits

5% cashback on online and Visa contactless spend, including SimplyGo rides

0.3% cashback for all other spend

Up to 8% cashback on dining

3% cash rebate on online shopping on Lazada, Qoo10, Shopee and Amazon.sg

5% cashback at Sheng Siong

3% cashback at Watsons

Up to 20.1% fuel savings at SPC with no min. spend

1% cashback on electricity and recurring StarHub bills

0.3% cashback on all other transactions

Cons 

Min. spend $600 monthly required to earn 5% cashback, otherwise you’ll earn 0.3% 

$60 cashback cap per calendar month – split into $20 on eligible online spend, $20 on eligible Visa contactless spend and $20 on all other spend

Min. spend $800 required to earn up to 8% on dining. Cashback capped at $15 per calendar month. Valid till 31 January 2021

Min. spend $800 required to earn 3% cashback on online shopping on Lazada, Qoo10, Shopee and Amazon.sg. Cashback capped at $15 per calendar month. Valid till 31 January 2021 

Sheng Siong cashback capped at $40 per calendar month 

Cashback on Sembcorp Power, SP Group, Best Electricity, Ohm Energy and Tuas Power recurring electricity bills and StarHub recurring bills is capped at $1 per calendar month 

 

DBS Altitude Visa

DBS Altitude American Express

Key Benefits

1.2 mpd local spend

2 mpd foreign currency spend

3 mpd online flight & hotel transactions, capped at $5,000 per month

Up to 10 mpd on Agoda, Expedia and Kaligo

Annual card renewal 10,000 mile bonus when you pay the annual fee 

Up to $1 million travel accident insurance coverage when you charge your full travel fare to this card

1.2 mpd local spend

2 mpd foreign currency spend

3 mpd online flight & hotel transactions, capped at $5,000 per month

Up to 10 mpd on Agoda, Expedia and Kaligo

Annual card renewal 10,000 mile bonus when you pay the annual fee 

Up to $1 million travel accident insurance coverage when you charge your full travel fare to this card

Extra perks

2 free Priority Pass lounge visits within each 12-month period of your membership

1.2 mpd on your bus/MRT rides. Min. spend of $1.67 on bus/train rides is required to qualify for 1 DBS Point

Visa Digital Concierge

Golf Club Privileges

Visa Airport Transfer Service discount

Attractive travel offers when you visit Japan

Up to 50% savings on dining, shopping, accommodation and more with Live The World 

10% savings on outlet price and services at The Bicester Village Shopping Collection in Europe 

Complimentary Silver Membership at Shinsegae Duty Free and Hyundai Department Store, South Korea 

Cons 

Miles are awarded in the form of DBS points which are awarded for every $5 spent

Each conversion of DBS points to miles will be subjected to an administrative fee of $25 (exclusive of GST)

Miles are awarded in the form of DBS points which are awarded for every $5 spent

Each conversion of DBS points to miles will be subjected to an administrative fee of $25 (exclusive of GST)

American Express is less widely accepted compared to Visa 

 

DBS Woman’s World Card

DBS Woman’s Card 

Key Benefits

2X DBS points per dollar on local online spend

0.6 DBS points per dollar on foreign currency spend

0.2 DBS points per dollar of local spend on other purchases

No min. monthly spend required

1X DBS Points per dollar on local online spend

0.2 DBS points per dollar of local spend on other purchases

No min. monthly spend required

Cons

2X DBS points per dollar on online spend are only applicable for the first $2,000 online spend per calendar month

High annual income requirement of $80,000

DBS points are only awarded for every $5 spent

1X DBS points per dollar on online spend are only applicable for the first $1,000 online spend per calendar month

DBS points are only awarded for every $5 spent

 

DBS Live Fresh

DBS Woman’s Card

Key Benefits

5% cashback on online and Visa contactless spend, including SimplyGo rides

0.3% cashback for all other spend

1X DBS Points per dollar on local online spend

0.2 DBS points per dollar of local spend on other purchases

No min. monthly spend required

Cons 

Min. spend $600 monthly required to earn 5% cashback, otherwise you’ll earn 0.3% 

$60 cashback cap per calendar month – split into $20 on eligible online spend, $20 on eligible Visa contactless spend and $20 on all other spend

1X DBS points per dollar on online spend are only applicable for the first $1,000 online spend per calendar month

DBS points are only awarded for every $5 spent

 

DBS Woman’s World Card

DBS Woman’s Card

DBS Live Fresh

Key Benefits

2X DBS points per dollar on local online spend

0.6 DBS points per dollar on foreign currency spend

0.2 DBS points per dollar of local spend on other purchases

No min. monthly spend required

Complimentary e-commerce protection for online purchases

1X DBS Points per dollar on local online spend

0.2 DBS points per dollar of local spend on other purchases

No min. monthly spend required

Complimentary e-commerce protection for online purchases

5% cashback on online and Visa contactless spend, including SimplyGo rides

0.3% cashback for all other spend

Cons

2X DBS points per dollar on online spend are only applicable for the first $2,000 online spend per calendar month

High annual income requirement of $80,000

DBS points are only awarded for every $5 spent

1X DBS points per dollar on online spend are only applicable for the first $1,000 online spend per calendar month

DBS points are only awarded for every $5 spent

Min. spend $600 monthly required to earn 5% cashback, otherwise you’ll earn 0.3% 

$60 cashback cap per calendar month – split into $20 on eligible online spend, $20 on eligible Visa contactless spend and $20 on all other spend

Key benefits of POSB Everyday Card

Pros

Cons

Up to 8% cash rebate on dining

8% cashback on online food delivery transactions on foodpanda and Deliveroo only

3% cashback on all other dining spend (online and offline) under MCC 5811, 5812 and 5813 only 

Min. $800 monthly spend required 

Dining rebate cap – $15 per calendar month

Valid until 31 January 2021

3% cash rebate on online shopping

Only available for online shopping on Lazada, Qoo10, Shopee and Amazon.sg

Min. $800 monthly spend required 

Rebate cap – $15 per calendar month

Valid until 31 January 2021 

5% cash rebate at Sheng Siong

No min. spend required

Rebate cap – $40 per calendar month 

3% cash rebate at Watsons

Available online and in-store 

No min. spend required

NIL

1% cash rebate on recurring electricity bills

Includes Geneco, Union Power, Sembcorp Power, SP Group, Best Electricity, Ohm Energy and Tuas Power 

No min. spend required

Cash rebate on Sembcorp Power, SP Group, Best Electricity, Ohm Energy and Tuas Power recurring electricity bills is capped at $1 per calendar month 

1% cash rebate on recurring StarHub bills 

No min. spend required

Cash rebate is capped at $1 per calendar month 

Up to 20.1% fuel savings at SPC

No min. spend required

20.1% savings stem from discounts from SPC&U Card and DBS/POSB Card, as well as cash rebates from POSB Everyday Card 

Valid until 31 January 2021 

 

DBS Altitude Visa

DBS Altitude American Express

Key Benefits

1.2 mpd local spend

2 mpd foreign currency spend

3 mpd online flight & hotel transactions, capped at $5,000 per month

Up to 10 mpd on Agoda, Expedia and Kaligo

Annual card renewal 10,000 mile bonus when you pay the annual fee 

Up to $1 million travel accident insurance coverage when you charge your full travel fare to this card

1.2 mpd local spend

2 mpd foreign currency spend

3 mpd online flight & hotel transactions, capped at $5,000 per month

Up to 10 mpd on Agoda, Expedia and Kaligo

Annual card renewal 10,000 mile bonus when you pay the annual fee 

Up to $1 million travel accident insurance coverage when you charge your full travel fare to this card

Extra perks

2 free Priority Pass lounge visits within each 12-month period of your membership

1.2 mpd on your bus/MRT rides. Min. spend of $1.67 on bus/train rides is required to qualify for 1 DBS Point

Visa Digital Concierge

Golf Club Privileges

Visa Airport Transfer Service discount

Attractive travel offers when you visit Japan

Up to 50% savings on dining, shopping, accommodation and more with Live The World 

10% savings on outlet price and services at The Bicester Village Shopping Collection in Europe 

Complimentary Silver Membership at Shinsegae Duty Free and Hyundai Department Store, South Korea 

Cons 

Miles are awarded in the form of DBS points which are awarded for every $5 spent

Each conversion of DBS points to miles will be subjected to an administrative fee of $25 (exclusive of GST)

Miles are awarded in the form of DBS points which are awarded for every $5 spent

Each conversion of DBS points to miles will be subjected to an administrative fee of $25 (exclusive of GST)

American Express is less widely accepted compared to Visa 

 

DBS Woman’s World Card

DBS Woman’s Card 

Key Benefits

2X DBS points per dollar on local online spend

0.6 DBS points per dollar on foreign currency spend

0.2 DBS points per dollar of local spend on other purchases

No min. monthly spend required

1X DBS Points per dollar on local online spend

0.2 DBS points per dollar of local spend on other purchases

No min. monthly spend required

Cons

2X DBS points per dollar on online spend are only applicable for the first $2,000 online spend per calendar month

High annual income requirement of $80,000

DBS points are only awarded for every $5 spent

1X DBS points per dollar on online spend are only applicable for the first $1,000 online spend per calendar month

DBS points are only awarded for every $5 spent

 

DBS Live Fresh

DBS Woman’s Card

Key Benefits

5% cashback on online and Visa contactless spend, including SimplyGo rides

0.3% cashback for all other spend

1X DBS Points per dollar on local online spend

0.2 DBS points per dollar of local spend on other purchases

No min. monthly spend required

Cons 

Min. spend $600 monthly required to earn 5% cashback, otherwise you’ll earn 0.3% 

$60 cashback cap per calendar month – split into $20 on eligible online spend, $20 on eligible Visa contactless spend and $20 on all other spend

1X DBS points per dollar on online spend are only applicable for the first $1,000 online spend per calendar month

DBS points are only awarded for every $5 spent

 

DBS Woman’s World Card

DBS Woman’s Card

DBS Live Fresh

Key Benefits

2X DBS points per dollar on local online spend

0.6 DBS points per dollar on foreign currency spend

0.2 DBS points per dollar of local spend on other purchases

No min. monthly spend required

Complimentary e-commerce protection for online purchases

1X DBS Points per dollar on local online spend

0.2 DBS points per dollar of local spend on other purchases

No min. monthly spend required

Complimentary e-commerce protection for online purchases

5% cashback on online and Visa contactless spend, including SimplyGo rides

0.3% cashback for all other spend

Cons

2X DBS points per dollar on online spend are only applicable for the first $2,000 online spend per calendar month

High annual income requirement of $80,000

DBS points are only awarded for every $5 spent

1X DBS points per dollar on online spend are only applicable for the first $1,000 online spend per calendar month

DBS points are only awarded for every $5 spent

Min. spend $600 monthly required to earn 5% cashback, otherwise you’ll earn 0.3% 

$60 cashback cap per calendar month – split into $20 on eligible online spend, $20 on eligible Visa contactless spend and $20 on all other spend

Key benefits of POSB Everyday Card

Pros

Cons

Up to 8% cash rebate on dining

8% cashback on online food delivery transactions on foodpanda and Deliveroo only

3% cashback on all other dining spend (online and offline) under MCC 5811, 5812 and 5813 only 

Min. $800 monthly spend required 

Dining rebate cap – $15 per calendar month

Valid until 31 January 2021

3% cash rebate on online shopping

Only available for online shopping on Lazada, Qoo10, Shopee and Amazon.sg

Min. $800 monthly spend required 

Rebate cap – $15 per calendar month

Valid until 31 January 2021 

5% cash rebate at Sheng Siong

No min. spend required

Rebate cap – $40 per calendar month 

3% cash rebate at Watsons

Available online and in-store 

No min. spend required

NIL

1% cash rebate on recurring electricity bills

Includes Geneco, Union Power, Sembcorp Power, SP Group, Best Electricity, Ohm Energy and Tuas Power 

No min. spend required

Cash rebate on Sembcorp Power, SP Group, Best Electricity, Ohm Energy and Tuas Power recurring electricity bills is capped at $1 per calendar month 

1% cash rebate on recurring StarHub bills 

No min. spend required

Cash rebate is capped at $1 per calendar month 

Up to 20.1% fuel savings at SPC

No min. spend required

20.1% savings stem from discounts from SPC&U Card and DBS/POSB Card, as well as cash rebates from POSB Everyday Card 

Valid until 31 January 2021 

 

DBS Woman’s World Card

DBS Woman’s Card 

Key Benefits

2X DBS points per dollar on local online spend

0.6 DBS points per dollar on foreign currency spend

0.2 DBS points per dollar of local spend on other purchases

No min. monthly spend required

1X DBS Points per dollar on local online spend

0.2 DBS points per dollar of local spend on other purchases

No min. monthly spend required

Cons

2X DBS points per dollar on online spend are only applicable for the first $2,000 online spend per calendar month

High annual income requirement of $80,000

DBS points are only awarded for every $5 spent

1X DBS points per dollar on online spend are only applicable for the first $1,000 online spend per calendar month

DBS points are only awarded for every $5 spent

 

DBS Live Fresh

DBS Woman’s Card

Key Benefits

5% cashback on online and Visa contactless spend, including SimplyGo rides

0.3% cashback for all other spend

1X DBS Points per dollar on local online spend

0.2 DBS points per dollar of local spend on other purchases

No min. monthly spend required

Cons 

Min. spend $600 monthly required to earn 5% cashback, otherwise you’ll earn 0.3% 

$60 cashback cap per calendar month – split into $20 on eligible online spend, $20 on eligible Visa contactless spend and $20 on all other spend

1X DBS points per dollar on online spend are only applicable for the first $1,000 online spend per calendar month

DBS points are only awarded for every $5 spent

 

DBS Woman’s World Card

DBS Woman’s Card

DBS Live Fresh

Key Benefits

2X DBS points per dollar on local online spend

0.6 DBS points per dollar on foreign currency spend

0.2 DBS points per dollar of local spend on other purchases

No min. monthly spend required

Complimentary e-commerce protection for online purchases

1X DBS Points per dollar on local online spend

0.2 DBS points per dollar of local spend on other purchases

No min. monthly spend required

Complimentary e-commerce protection for online purchases

5% cashback on online and Visa contactless spend, including SimplyGo rides

0.3% cashback for all other spend

Cons

2X DBS points per dollar on online spend are only applicable for the first $2,000 online spend per calendar month

High annual income requirement of $80,000

DBS points are only awarded for every $5 spent

1X DBS points per dollar on online spend are only applicable for the first $1,000 online spend per calendar month

DBS points are only awarded for every $5 spent

Min. spend $600 monthly required to earn 5% cashback, otherwise you’ll earn 0.3% 

$60 cashback cap per calendar month – split into $20 on eligible online spend, $20 on eligible Visa contactless spend and $20 on all other spend

Key benefits of POSB Everyday Card

Pros

Cons

Up to 8% cash rebate on dining

8% cashback on online food delivery transactions on foodpanda and Deliveroo only

3% cashback on all other dining spend (online and offline) under MCC 5811, 5812 and 5813 only 

Min. $800 monthly spend required 

Dining rebate cap – $15 per calendar month

Valid until 31 January 2021

3% cash rebate on online shopping

Only available for online shopping on Lazada, Qoo10, Shopee and Amazon.sg

Min. $800 monthly spend required 

Rebate cap – $15 per calendar month

Valid until 31 January 2021 

5% cash rebate at Sheng Siong

No min. spend required

Rebate cap – $40 per calendar month 

3% cash rebate at Watsons

Available online and in-store 

No min. spend required

NIL

1% cash rebate on recurring electricity bills

Includes Geneco, Union Power, Sembcorp Power, SP Group, Best Electricity, Ohm Energy and Tuas Power 

No min. spend required

Cash rebate on Sembcorp Power, SP Group, Best Electricity, Ohm Energy and Tuas Power recurring electricity bills is capped at $1 per calendar month 

1% cash rebate on recurring StarHub bills 

No min. spend required

Cash rebate is capped at $1 per calendar month 

Up to 20.1% fuel savings at SPC

No min. spend required

20.1% savings stem from discounts from SPC&U Card and DBS/POSB Card, as well as cash rebates from POSB Everyday Card 

Valid until 31 January 2021 

 

DBS Live Fresh

DBS Woman’s Card

Key Benefits

5% cashback on online and Visa contactless spend, including SimplyGo rides

0.3% cashback for all other spend

1X DBS Points per dollar on local online spend

0.2 DBS points per dollar of local spend on other purchases

No min. monthly spend required

Cons 

Min. spend $600 monthly required to earn 5% cashback, otherwise you’ll earn 0.3% 

$60 cashback cap per calendar month – split into $20 on eligible online spend, $20 on eligible Visa contactless spend and $20 on all other spend

1X DBS points per dollar on online spend are only applicable for the first $1,000 online spend per calendar month

DBS points are only awarded for every $5 spent

 

DBS Woman’s World Card

DBS Woman’s Card

DBS Live Fresh

Key Benefits

2X DBS points per dollar on local online spend

0.6 DBS points per dollar on foreign currency spend

0.2 DBS points per dollar of local spend on other purchases

No min. monthly spend required

Complimentary e-commerce protection for online purchases

1X DBS Points per dollar on local online spend

0.2 DBS points per dollar of local spend on other purchases

No min. monthly spend required

Complimentary e-commerce protection for online purchases

5% cashback on online and Visa contactless spend, including SimplyGo rides

0.3% cashback for all other spend

Cons

2X DBS points per dollar on online spend are only applicable for the first $2,000 online spend per calendar month

High annual income requirement of $80,000

DBS points are only awarded for every $5 spent

1X DBS points per dollar on online spend are only applicable for the first $1,000 online spend per calendar month

DBS points are only awarded for every $5 spent

Min. spend $600 monthly required to earn 5% cashback, otherwise you’ll earn 0.3% 

$60 cashback cap per calendar month – split into $20 on eligible online spend, $20 on eligible Visa contactless spend and $20 on all other spend

Key benefits of POSB Everyday Card

Pros

Cons

Up to 8% cash rebate on dining

8% cashback on online food delivery transactions on foodpanda and Deliveroo only

3% cashback on all other dining spend (online and offline) under MCC 5811, 5812 and 5813 only 

Min. $800 monthly spend required 

Dining rebate cap – $15 per calendar month

Valid until 31 January 2021

3% cash rebate on online shopping

Only available for online shopping on Lazada, Qoo10, Shopee and Amazon.sg

Min. $800 monthly spend required 

Rebate cap – $15 per calendar month

Valid until 31 January 2021 

5% cash rebate at Sheng Siong

No min. spend required

Rebate cap – $40 per calendar month 

3% cash rebate at Watsons

Available online and in-store 

No min. spend required

NIL

1% cash rebate on recurring electricity bills

Includes Geneco, Union Power, Sembcorp Power, SP Group, Best Electricity, Ohm Energy and Tuas Power 

No min. spend required

Cash rebate on Sembcorp Power, SP Group, Best Electricity, Ohm Energy and Tuas Power recurring electricity bills is capped at $1 per calendar month 

1% cash rebate on recurring StarHub bills 

No min. spend required

Cash rebate is capped at $1 per calendar month 

Up to 20.1% fuel savings at SPC

No min. spend required

20.1% savings stem from discounts from SPC&U Card and DBS/POSB Card, as well as cash rebates from POSB Everyday Card 

Valid until 31 January 2021 

 

DBS Woman’s World Card

DBS Woman’s Card

DBS Live Fresh

Key Benefits

2X DBS points per dollar on local online spend

0.6 DBS points per dollar on foreign currency spend

0.2 DBS points per dollar of local spend on other purchases

No min. monthly spend required

Complimentary e-commerce protection for online purchases

1X DBS Points per dollar on local online spend

0.2 DBS points per dollar of local spend on other purchases

No min. monthly spend required

Complimentary e-commerce protection for online purchases

5% cashback on online and Visa contactless spend, including SimplyGo rides

0.3% cashback for all other spend

Cons

2X DBS points per dollar on online spend are only applicable for the first $2,000 online spend per calendar month

High annual income requirement of $80,000

DBS points are only awarded for every $5 spent

1X DBS points per dollar on online spend are only applicable for the first $1,000 online spend per calendar month

DBS points are only awarded for every $5 spent

Min. spend $600 monthly required to earn 5% cashback, otherwise you’ll earn 0.3% 

$60 cashback cap per calendar month – split into $20 on eligible online spend, $20 on eligible Visa contactless spend and $20 on all other spend

Key benefits of POSB Everyday Card

Pros

Cons

Up to 8% cash rebate on dining

8% cashback on online food delivery transactions on foodpanda and Deliveroo only

3% cashback on all other dining spend (online and offline) under MCC 5811, 5812 and 5813 only 

Min. $800 monthly spend required 

Dining rebate cap – $15 per calendar month

Valid until 31 January 2021

3% cash rebate on online shopping

Only available for online shopping on Lazada, Qoo10, Shopee and Amazon.sg

Min. $800 monthly spend required 

Rebate cap – $15 per calendar month

Valid until 31 January 2021 

5% cash rebate at Sheng Siong

No min. spend required

Rebate cap – $40 per calendar month 

3% cash rebate at Watsons

Available online and in-store 

No min. spend required

NIL

1% cash rebate on recurring electricity bills

Includes Geneco, Union Power, Sembcorp Power, SP Group, Best Electricity, Ohm Energy and Tuas Power 

No min. spend required

Cash rebate on Sembcorp Power, SP Group, Best Electricity, Ohm Energy and Tuas Power recurring electricity bills is capped at $1 per calendar month 

1% cash rebate on recurring StarHub bills 

No min. spend required

Cash rebate is capped at $1 per calendar month 

Up to 20.1% fuel savings at SPC

No min. spend required

20.1% savings stem from discounts from SPC&U Card and DBS/POSB Card, as well as cash rebates from POSB Everyday Card 

Valid until 31 January 2021 

Key benefits of POSB Everyday Card

Pros

Cons

Up to 8% cash rebate on dining

8% cashback on online food delivery transactions on foodpanda and Deliveroo only

3% cashback on all other dining spend (online and offline) under MCC 5811, 5812 and 5813 only 

Min. $800 monthly spend required 

Dining rebate cap – $15 per calendar month

Valid until 31 January 2021

3% cash rebate on online shopping

Only available for online shopping on Lazada, Qoo10, Shopee and Amazon.sg

Min. $800 monthly spend required 

Rebate cap – $15 per calendar month

Valid until 31 January 2021 

5% cash rebate at Sheng Siong

No min. spend required

Rebate cap – $40 per calendar month 

3% cash rebate at Watsons

Available online and in-store 

No min. spend required

NIL

1% cash rebate on recurring electricity bills

Includes Geneco, Union Power, Sembcorp Power, SP Group, Best Electricity, Ohm Energy and Tuas Power 

No min. spend required

Cash rebate on Sembcorp Power, SP Group, Best Electricity, Ohm Energy and Tuas Power recurring electricity bills is capped at $1 per calendar month 

1% cash rebate on recurring StarHub bills 

No min. spend required

Cash rebate is capped at $1 per calendar month 

Up to 20.1% fuel savings at SPC

No min. spend required

20.1% savings stem from discounts from SPC&U Card and DBS/POSB Card, as well as cash rebates from POSB Everyday Card 

Valid until 31 January 2021 

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The Chinese government has claimed to have established a monitoring network in the South China Sea “greater than any other country”.China’s known number of buoys in the East China Sea tripled to 27 between 2014 and 2019, with nearly half positioned in disputed waters, according to the SOA.The new 15-metre buoy is larger than most surveillance buoys worldwide, with the largest US buoy being 12 metres wide.“The commissioning of this facility put an end to the absence of long-term, fixed-point, real-time water profile observation in the offshore waters of our country by enhancing the observation capabilities of the Donghai [East China Sea] Surveillance Network,” the CAS statement said. South China Sea: the dispute that could start a military conflictAs China’s largest, most comprehensive and smartest data collection platform for marine observation and experiments, the new 15-metre buoy is better equipped to prevent interference, according to the researchers. It has been guarded by three sentry buoys, each moored to the sea floor and carrying solar-powered lighthouses to keep fishing boats at a safe distance.The main buoy’s size should make it less susceptible to damage in a collision with a fishing boat, researchers said, because its sensors can detect trespassers and send images to a Chinese command post on land.Smaller buoys’ data collection capability is limited, and gaps between data collection points can detract from the accuracy of estimates used in computer modelling for scientific research and naval activities. A submarine can use such data to avoid running into a rapid current that could drag it to deadly depths.Thanks to its size, the 15-metre buoy collects data with a robotic platform able to move up and down between the water's surface and the sea floor, enabling it to capture an underwater environment with unprecedented resolution and continuity and beam data to a communication satellite overhead. 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    Chinese troops stationed in the South China Sea are learning battlefield English to avoid misunderstandings and misjudgments during engagements with forces from other countries in the disputed waterway.According to a report by state-owned English-language broadcaster China Global Television Network (CGTN), the skill is “essential” and “must be picked up”. People’s Liberation Army troops are using gaps in their military training schedule for both concentrated learning and self-study.“In recent years, countries and forces outside China have been provoking troubles and creating tensions in the South China Sea. The naval forces in the Southern Theatre Command are at the forefront of safeguarding rights as well as maintaining regional peace and stability in the South China Sea,” the report said.Get the latest insights and analysis from our Global Impact newsletter on the big stories originating in China. South China Sea: the dispute that could start a military conflictDuring a recent military exercise on an island reef in the Paracel Islands, part of the drill included using English when engaging with “enemy” troops. One soldier was heard in the broadcast to say in English: “You are surrounded. Surrender.”Liu Chuanming, a Chinese commander of a marine police district in the Paracels, said the deployment was at the forefront of China’s military defences in the South China Sea. “We must ensure that our intentions can be accurately conveyed, thus we need to improve our level of English.”The PLA has expelled a number of foreign ships from the South China Sea in the past year. Most recently, a Chinese warship used English to warn off a foreign merchant ship in the area during a PLA combat readiness cruise mission, with the message: “I am warning you again. Leave immediately or we will take further actions.”In December 2020, the PLA deployed naval and aerial forces when destroyer USS John S. McCain approached the Spratly Islands in what the US described as a “freedom of navigation” exercise. A similar incident occurred in August 2020, when the USS Mustin entered China’s claimed territorial waters off the Paracel Islands.Other 2020 encounters include the littoral combat ship USS Montgomery near the Spratly Islands in late January, the destroyer USS McCampbell near the Paracel Islands in March, and the destroyer USS Barry, also near the Paracels in April.The use of English by Chinese forces is not unknown. In October 2018, the destroyer Lanzhou was tracking and monitoring the Kaga, a Japanese helicopter destroyer which was refuelling from an American supply ship in the South China Sea.After the Chinese ship greeted its Japanese counterpart in English by radio, the Kaga is reported to have replied, “Chinese warship 170, Chinese warship 170, this is Japanese warship 184. Over.”The Lanzhou responded with: “Japan Maritime Self-Defence Force 184. This is Chinese warship 170. Good morning. Nice to meet you. Over.”More from South China Morning Post: * ‘South China Sea strategic benefit’ if Beijing builds tunnel to holiday island Hainan * South China Sea: why did the PLA land its massive Y-20 warplane on Fiery Cross Reef? * China-US tensions keep PLA sailors at sea for an extra four months in 2020This article PLA troops in South China Sea learn ‘essential’ battlefield English first appeared on South China Morning PostFor the latest news from the South China Morning Post download our mobile app. Copyright 2021.

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