South China Morning Post
Li Wen, a human resources director at a state-owned enterprise in Nanchang, Jiangxi province, paid off an outstanding 200,000 yuan (US$28,170) on her home loan ahead of schedule in January, soon after she received her annual bonus at work. The 36-year-old had been repaying her loans, totalling 600,000 yuan, in advance for the past few years, even after the interest rate was reduced to 4.3 per cent from the original 5.39 per cent following a few rounds of rate cuts since last year. "Depositing th