Credit Card Promos for Dining, Traveling, and Shopping in 2020

Venus Zoleta
Credit Card Promos 2020 for Shopping, Travel, and Dining | Moneymax

Make the most of your credit card use this year! Here’s a roundup of credit card promos in 2020 that offer discounts, rebates, freebies, and other rewarding perks for cardholders in the Philippines.

Welcome Gifts for New Credit Cardholders in 2020

No Annual Fee Forever, Air Miles, and More

Credit Card Promos 2020 - Promos for New Cardholders

Eligible cards: All Citibank credit cards (except for Citi Simplicity+)

Promo period: Until February 29, 2020

Citibank has upped its welcome rewards for new cardholders this 2020. Depending on the Citi credit card you apply for within the promo period (and eventually get approved for), you may receive free rewards points, air miles, eGifts, or rebates. Or you can save money with the No Annual Fee Forever promo for new Citi Rewards cardholders. Getting a Citibank credit card has never been this exciting!

New Citi cardholders get rewarded with the following freebies when they meet the minimum spend requirement of PHP 20,000 or PHP 40,000 (depending on the card) within 60 days from the card receipt date:

  • Prestige – 120,000 rewards points
  • PremierMiles – 30,000 miles
  • Rewards – No annual fee for life
  • Cash Back – eGift worth PHP 5,000
  • Shell Citi/Mercury Citi – Rebates worth PHP 5,000

Promo mechanics (1)

Read more: Citibank Credit Card Application: An Easy 5-Step Guide

Free Air Miles, eGift, or Travel Rebate

Credit Card Promos 2020 - Promos for New Cardholders

Eligible cards: RCBC Bankard Visa Platinum

Promo period: Until February 29, 2020

The Visa Platinum is a new addition to the RCBC Bankard lineup, having been launched only last September 2019. This VIP traveler card is one of the best credit cards of 2020 because of its many travel convenience-focused perks.

Another reason to get the RCBC Bankard Visa Platinum this 2020? Its generous welcome gifts for new cardholders. Choose from any of the following travel perks when you meet the minimum spend requirement of PHP 30,000 or USD 600 within 60 days from card delivery date:

  • 6,000 Preferred air miles (AirAsia BIG/AsiaMiles/Cebu Pacific GetGo/PAL Mabuhay Miles)
  • e-Gift certificate worth PHP 5,000
  • Travel credits worth PHP 5,000

Promo mechanics (2)

Free ShippingCart eVoucher

Credit Card Promos 2020 - Promos for New Cardholders

Eligible cards: HSBC Gold Visa, Platinum Visa, and Red Mastercard

Promo period: Until February 29, 2020

Planning to apply for an HSBC credit card anytime soon? You’ll receive a free ShippingCart eVoucher worth USD 50 if you avail of an eligible card from HSBC by the end of February 2020 and spend a total of at least PHP 5,000 using your new card at any merchant. This HSBC credit card promo will be useful when you shop at a U.S. online store, as it can save you around PHP 2,500 on international shipping fees.

Promo mechanics (3)

Read more: 

Credit Card Promos 2020 for Dining

Up to 50% Off at Fairmont Makati and Raffles Makati

Credit Card Promos 2020 - Credit Card Promos Dining

Eligible cards: Select Metrobank, RCBC Bankard, and UnionBank cards

  • Metrobank Femme Signature Visa and Travel Platinum Visa
  • RCBC Bankard Visa Infinite and Visa Platinum
  • UnionBank Cebu Pacific GetGo Platinum Visa, Miles+ Platinum Visa, and Platinum Visa
  • UnionBank Platinum debit cards

Promo period: Until July 31, 2020

Looking for credit card buffet promos for 2020? If you have a qualifying Metrobank, RCBC, or UnionBank credit card, you’re in luck! Use your credit card to pay for your dining bill at Fairmont Makati or Raffles Makati, and you can enjoy the following discounts:

  • 50% off on lunch and dinner buffets at Spectrum restaurant
  • 20% off on food and 15% off on beverages at participating restaurants of Fairmont Makati and Raffles Makati

To avail of this credit card dining promo, make an advance booking by calling (02) 7795-1888.

Promo mechanics:

  • Metrobank credit card dining promo (4)
  • RCBC credit card dining promo (5)
  • UnionBank credit card dining promo (6)

50% Off at HEAT EDSA Shangri-la

Credit Card Promos 2020 - Credit Card Promos Dining

Eligible cards: Metrobank Peso Platinum Mastercard and World Mastercard

Promo period: Until January 31, 2020

Here’s one of the credit card buffet promos you shouldn’t miss this 2020! Pay only half the price when you dine at HEAT by EDSA Shangri-la and charge it to your Metrobank Peso Platinum Mastercard or World Mastercard. Save up to PHP 8,000!

This Metrobank credit card promo for 2020 is valid for lunch buffet from Monday to Friday and dinner buffet from Monday to Thursday. To qualify, your total buffet bill (excluding beverages, VAT, and service charge) should be at least PHP 5,000.

Promo mechanics (7)

Credit Card Promos 2020 for Travel

Up to 7% Off on Agoda Booking

Credit Card Promos 2020 - Credit Card Promos Travel

Eligible cards: All BDO credit and debit cards (except for Diners Club and Installment cards), Citibank credit cards, and RCBC Bankard credit cards

Promo period:

  • BDO promo – January 1, 2020 to December 31, 2020
  • Citibank promo – Until March 15, 2020
  • RCBC promo – Until September 15, 2020

Stay period:

  • BDO promo – January 1, 2020 to June 30, 2021
  • Citibank promo – Until September 30, 2020
  • RCBC promo – Until December 31, 2020

Travel junkies, start booking your accommodations for 2020! When you make an online reservation at the Agoda website or app using your BDO, Citibank, or RCBC card, you can save 5% or 7% off on hotel room charges worldwide.

Promo mechanics:

  • BDO credit card promo (8)
  • Citibank credit card promo (9)
  • RCBC credit card promo (10)

Simpler Requirements for Multiple-Entry Korean Visa

Credit Card Promos 2020 - Credit Card Promos Travel

Eligible cards: Premium RCBC Bankard credit cards

  • Black Platinum Mastercard
  • Diamond Platinum Mastercard
  • JCB Platinum
  • UnionPay Diamond
  • Visa Infinite
  • Visa Platinum
  • World Mastercard

Promo period: January 1, 2020 to December 31, 2020

Korean visa application takes a lot of effort for many Filipino travelers. However, if you have a premium RCBC credit card, you won’t have to worry about preparing your financial documents because you’ll be exempted from submitting them. Plus, you might get a five-year multiple-entry visa to Korea!

How? Instead of providing your income tax return (ITR) and bank certificate, simply present your actual RCBC Bankard credit card, a printed copy of your Statement of Account for the last three months, and other visa requirements to any Korean Embassy-accredited travel agency.

Promo mechanics (11)

7% Off on All Experiences at KKday

Credit Card Promos 2020 - Credit Card Promos Travel

Eligible cards: All AUB and RCBC Bankard credit cards

Promo period: Until July 31, 2020

Travel period: Until August 31, 2020

Have a trip scheduled by the end of August 2020? Save on your travel expenses by using your AUB or RCBC credit card to book any activity, tour, or local experience at KKday, the leading travel experience platform in Asia. Just use the promo code KKMC7OFF upon booking.

Promo mechanics:

  • AUB credit card promo (12)
  • RCBC credit card promo (13)

Credit Card Promos 2020 for Shopping

Discounts at Plains & Prints

Credit Card Promos 2020 - Credit Card Promos Shopping

Eligible cards: All BDO credit and debit cards

Promo period: January 10, 2020 to 31, 2020

Need to update your wardrobe for your OOTDs this 2020? Shop at any Plains & Prints boutique or its website and pay for your purchase using your BDO card to avail of discounts. Enjoy up to 50% off on end-of-season sale items and a PHP 200 discount coupon for a minimum purchase of PHP 2,500.

If your total purchase hits PHP 5,000 to PHP 7,499, you’ll get two discount coupons. Earn three PHP 200 discount coupons for a minimum spend of PHP 7,500. Discount coupons can be used within one year from the issue date.

Promo mechanics (14)

Up to 18% Off at ZALORA

Credit Card Promos 2020 - Credit Card Promos Shopping

Eligible cards:

  • All Citibank credit cards
  • All Security Bank credit and debit cards

Promo period:

  • Citibank promo – Until March 18, 2020
  • Security Bank promo – January 6, 2020 to December 31, 2020

ZALORA customers who own certain credit cards are always treated to discounts year after year. For 2020, Citibank and Security Bank cardholders will continue to save money on their ZALORA purchases.

If you’re a new Security Bank cardholder, you’ll get 18% off your purchase at the ZALORA website or app. The discount has no minimum spend requirement and is valid for one-time use only. Just enter the promo code SB2020 upon checkout and pay with your Security Bank credit or debit card.

Existing Security Bank cardholders enjoy a 15% discount at ZALORA multiple times for a minimum spend of PHP 1,000. The process of availing the discount is the same as those of first-time cardholders.

Meanwhile, using any Citi credit card (with promo code CITI12) entitles you to a 12% discount for a minimum spend of PHP 500 on sale items on the ZALORA website.

Promo mechanics:

  • Citibank credit card promo (15)
  • Security Bank credit card promo (16)

Final Thoughts

While it’s wise to take advantage of promos, avoid the temptation of making unnecessary purchases with your credit card just so you can get the reward you fancy. Whatever credit card promos 2020 you choose to grab, always use your card responsibly.


Need a credit card? Compare cards with Moneymax!

Sources:

Moneymax is rated 4.3 out of 5 based on 241 reviews

“Highly recommended! They will really assist you all through out. Special mention to my agent Jhayson Opimo, he never get tired of my endless queries. Thank you, Moneymax!”
– Jonice Adion rated Moneymax 5 out of 5 on March 7, 2019

The post Credit Card Promos for Dining, Traveling, and Shopping in 2020 appeared first on Moneymax.