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Retirement Investors: Why It's Time to Stop Using the 4% Rule

Retirement Investors: Why It's Time to Stop Using the 4% Rule

The 4% rule answers a question every retirement investor asks at some point: How much can I afford to withdraw each year from my savings, so that I don't run out of money? While it's great for planning to have an easy answer, there's one big problem: The 4% rule may need to retire before you do.