3 Reasons Not to Invest During Our Current Recession

If any of these factors apply to you, you may want to hold off on buying stocks. An emergency fund with three to six months' worth of living expenses will suffice when the economy is strong, but in a recession, you should really try for six months' worth of living costs at a minimum. Easily.) If, at the same time, you've lost your job and need money but don't have enough in the bank, you may have no choice but to cash out investments when they're down, thereby locking in that $3,000 loss instead of waiting things out and letting your portfolio recover.