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This One Phone Call Saves Me $95 Every Year

This One Phone Call Saves Me $95 Every Year

See, a few years ago, I signed up for a credit card with a $95 annual fee. Credit card companies are often more than willing to waive an annual fee, but you have to ask them to do it. When I call, I'm also prepared and ready with solid justification for why the card company shouldn't charge me this fee.