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The Best Reason to Take Social Security Long Before Age 70

The Best Reason to Take Social Security Long Before Age 70

Age 70 is hardly the most popular age to sign up for Social Security, namely because it's generally considered the latest age to start collecting benefits. It's often said that delaying your Social Security filing until age 70 is a smart move, as it'll help you secure a higher monthly benefit for life. The Social Security benefit you'll be eligible for in retirement is based on your earnings during your 35 most profitable years in the workforce.