Hilltop Holdings Inc (HTH) Q1 2021 Earnings Call Transcript

Before we get started, please note that certain statements during today's presentation that are not statements of historical fact, including statements concerning such items as our outlook, business strategy, future plans, financial condition, allowance for credit losses, the impact and potential impacts of COVID-19, stock repurchases and dividends as well as such other items referenced in the preface of our presentation are forward-looking statements. Return on average assets for the period was 2.9% and return on average equity was 20.6%.